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  1. tax return filing deadline extension welcomed

    January 30, 2012 by Shirley1

    THE 48-hour extension to the deadline for filing tax returns has been welcomed by Kent-based accountants McBrides.

    Strike action at HM Revenue & Customs means, for the first time, late filing and payment penalties are being deferred until midnight on Thursday, February 2.

    Also for the first time this year, there is an automatic £100 fine for late submission – even when no tax is due.

    But Tuesday’s action by the Public and Commercial Services Union means HMRC have given taxpayers a two-day stay of execution to get in their returns and make their self-assessment payments.

    Nick Paterno, Managing Partner at McBrides Chartered Accountants, Sidcup, said: “It’s good to see that the Inland Revenue are being reasonable about this and not inflicting further penalties on the taxpayer as a result of internal industrial action .

    As many as 7,000 HMRC call-centre staff are expected to walk out on Tuesday, the normal tax deadline day.

    Mr Paterno said: “Although online filing of tax returns should not be affected, a shortage of staff on the helpline means people who have left their tax return to the last minute could find difficulty getting the right advice.”

    Up to 600,000 people are expected to file their returns on deadline day, despite a high-profile advertising campaign running for several weeks.

    Mr Paterno said: “HMRC do not want to see people unfairly penalised because they can’t get help and advice. However, there is a lesson to be learned in that people really should avoid leaving their tax return to the last minute.

    “Paper returns had to be submitted by October, but even online filing can be problematic and it is sensible to avoid 11th hour hitches if you want to avoid incurring a costly penalty. This week’s strike action merely reinforces the need to file self-assessment returns as early as possible.”

    Established in 1973 and based at Nexus house, Sidcup, for the past 30 years, McBrides has a strong track record of nurturing owner-managed and entrepreneurial businesses.

    With 41 staff and six highly-skilled partners, the firm specialises in steering owner-managed businesses through the HMRC tax minefield.

    McBrides were recently shortlisted in the AccountingWEB Practice Excellence Awards as a result of feedback from their highly satisfied clients.


  2. fab shows business how to move forward with r&d

    January 27, 2012 by Shirley1

    Companies wanting to source grant funding to finance research and development gained tips from the top when Martin Avison of Pera Technology addressed the first 2012 meeting of FaB – the McBrides Finance and Business breakfast club.

    Pera was founded in 1946 and in the past three years has created 600 new product and process ideas and won £150m of public R&D grant funding for SMEs.

    Mr Avison spoke broadly about the various EU and UK R&D grant funding mechanisms, focusing on the EC grant funding programme referred to as FP7 – Framework Programme 7.  FP7 is an EC R&D grant funding programme of some €53bn Euros which is divided into an offering for SMEs (under €50m turnover and less than 250 employees) and Large Enterprises (anything above).

    2012 will be the last year businesses will be able to avail themselves of the remaining FP7 budget as it is to be replaced next year by the new EC grant funding mechanism, Horizon 2020.

    He explained about the collaborative nature of most grant funding programmes – one of Pera’s strengths is its global networks of technology, R&D, commercial and financial partners – and how Pera’s understanding of industry’s ‘technology roadmap’ helps them validate new ideas.
     
    Mr Avison said: “Pera sees many great ideas and quickly understands the commercial potential of where the technology could go and how this will map into a specific sector.” Pera works across many technological sectors, yet finds a lot of opportunity still comes from the more traditional sectors such as engineering. 

    Pera also supply the services of a top grant proposal writing team – in one two year span for a particular grant funding mechanism, they wrote 54 applications, of which 48 were approved, Mr Avison revealed.

    Nick Paterno, Managing Partner of McBrides Chartered Accountants said: “Our FaB breakfast club attracts wide interest from throughout the South East, due to the first class nature of our speakers and the wealth of knowledge they are able to bring to the table.

    “Martin proved to members that, with the right kind of knowledge, contacts and industry collaboration, SMEs in the South East can see their dreams turn into reality.”

    McBrides Tax Partner Terry Baldwin concluded the meeting by giving members some tax saving tips, including how savings can be made from incorporating a business and minimising stamp duty land tax on property transactions.

    FaB members include bankers, lawyers and financial directors from across three counties. Meetings are held quarterly and membership is free. Our next meeting will be held on Wednesday, 25 April 2012.  For further information, email shirley.caddock@mcbridesllp.com.

    For more information on Pera Technology, please click on the link.


  3. government launches multi-million pound retirement campaign

    January 26, 2012 by Shirley1

    The Government has launched a multi-million pound media campaign to encourage individuals to save more for their retirement.

    The campaign comes ahead of the introduction of a new system of automatic enrolment into workplace pensions, which will begin to take effect from October 2012.

    From this date, larger employers will have to enrol all eligible workers into a qualifying pension scheme, whether this is an existing company scheme (if it meets the necessary criteria) or the National Employment Savings Trust (NEST), a new pension scheme being introduced by the Government.

    Small businesses have been granted additional time to comply with the requirements of the new system, with the starting deadline for employers with fewer than 50 workers now deferred until the start of the next Parliament.

    Launching the campaign, the Minister for Pensions commented, ‘As we head into the final stretch before millions of people begin to be enrolled into a workplace pension, it is vital that we make sure that individuals and employers know what to expect’.

    ‘Automatic enrolment will transform this country, putting an end to the decline in pension saving, and setting millions on course for a more prosperous retirement.’


  4. government ‘must do more’ to boost small business job creation

    by Shirley1

    Some of the UK’s leading business groups are urging the Government to take action to help small businesses to create job opportunities, as recent research suggests that firms are looking to shed further positions.

    With the latest figures from the Federation of Small Businesses (FSB) showing that small businesses are looking to cut staff in the first three months of this year, the organisation is urging the Government to be ‘bolder’ in its changes to existing employment law.

    The survey from the FSB reveals that a net balance of 6.5% of small firms are planning to lay off workers in the first quarter of 2012, representing the highest level since the survey began.

    The business group is calling for a number of measures to be implemented in order to help incentivise employment, including exempting the smallest firms from the extension of flexible working rights to all employees.

    John Walker, FSB National Chairman, said, ‘The beginning of 2012 is beginning to look bleak with confidence incredibly low and businesses looking to shed staff. However, if the Government makes the right choices and puts action into words we can turn this around’.

    The British Chambers of Commerce (BCC) has joined the call, highlighting the fact that unemployment increased by 118,000 in the three months to November 2011, but that employment also increased by 18,000 in the same period.

    David Kern, BCC Chief Economist, said, ‘The welcome increase in employment in the last three months was largely due to an increase in people becoming self-employed, while the number of people in full time work fell. This highlights the importance for small businesses and the self-employed to create new jobs. Cutting red tape and making it easier for people to acquire the right skills is vital’.


  5. ‘there’s a business in everyone’, says cameron

    by Shirley1

    The Government has unveiled a new campaign aimed at encouraging people to start or grow their own business.

    The ‘Business in You’ initiative is designed to inspire would-be entrepreneurs to realise their ambitions whilst highlighting the support that is available to SMEs.

    Launched in partnership with StartUp Britain, the scheme is supported by a variety of business groups, including the Confederation of British Industry and the Federation of Small Businesses.

    Based on the concept that there is ‘a business in everyone’, it will attempt to boost entrepreneurship by showcasing real life business success stories. Some of the campaign partners will also be offering free workshops and seminars as part of the programme.

    Launching the campaign, the Prime Minister David Cameron said: ‘Small businesses and entrepreneurs are the lifeblood of the British economy and I am determined that we, working with the private sector, do everything we can to help them to start up and to grow in 2012.

    ‘I want to encourage people to go for it and make this the year of enterprise – whether that is fulfilling their dream of starting a new business or taking the leap to grow their business, to employ more staff, or to start exporting.’

    In addition, the Prime Minister has announced plans to make vacant Government offices available to new and existing small businesses.

    The Government hopes to offer more than 300 Government buildings premises at low rates for one year to help small businesses get started.


  6. mcbrides budget briefing – 22 march 2011

    January 23, 2012 by Shirley1

    In this current age of austerity we all have to tighten our belts, but let me assure you that there will be nothing budget about the food and advice on offer at our Budget Breakfast!

    It takes place the morning after the Chancellor delivers his 2012 Budget.  As well as providing a full English breakfast, to ensure you are at the top of your game, our tax partner Terry Baldwin will give his expert analysis of the tax changes that will affect you and your business.

    So please join us.  We can’t guarantee that the result will be to your liking, but you will have all of the inside knowledge on how the Government sees the year ahead and their continuing plans to reduce the National Debt.

    date:  22 march 2012
    venue:  London Golf Club, nr Brands Hatch, TN15 7EH
    time:  08-00-10.00am
    speaker:  Terry Baldwin
    cost:  foc

    Limited spaces are available.  To register please complete and return our registration form.


  7. clegg launches employee ownership plan

    January 19, 2012 by Shirley1

    Plans to cut red tape and introduce tax breaks for employee-owned companies have been unveiled by the Deputy Prime Minister Nick Clegg.

    Addressing the city earlier this week, Clegg urged firms to offer shares to their employees in a bid to boost productivity and ‘unlock growth’.

    The Government hopes the plans will create a so-called ‘John Lewis economy’ and encourage ‘responsible capitalism’.

    One proposal under consideration is a ‘right to request’ rule, which would give staff an automatic opportunity to ask their employer for shares.

    The Chief Secretary to the Treasury, Danny Alexander, is also thought to be ‘[looking] at the tax arrangements for employee-owned firms’.

    At an event hosted by the City of London Corporation and Centre Forum think tank, the Deputy PM said: ‘We don’t believe our problem is too much capitalism – we think it’s that too few people have capital.

    ‘We need more individuals to have a real stake in their firms. More of a John Lewis economy, if you like. And what many people don’t realise about employee ownership is that it is a hugely underused tool in unlocking growth.’

    He added: ‘Firms that have engaged employees, who own a chunk of their company, are just as dynamic, just as savvy, as their competitors. In fact, they often perform better. Lower absenteeism. Less staff turnover. Lower production costs. In general, higher productivity and higher wages. They weathered the economic downturn better than other companies.’


  8. revenue issues crackdown on post-cessation trade relief

    by Shirley1

    HM Revenue & Customs (HMRC) has introduced new legislation to block a scheme involving post-cessation trade relief, with immediate effect.

    Post-cessation trade relief allows individuals to claim a deduction in their income tax calculations for certain costs and bad debts after a trade, profession or vocation has ceased.

    HMRC has highlighted an avoidance scheme which involves individuals artificially exploiting the relief in order to claim a tax deduction.

    David Gauke, Exchequer Secretary to the Treasury, announced that the new legislation would prevent the relief from being available where a main purpose of the arrangements is to obtain a reduction in tax.

    The legislation supporting the change will be included in the 2012 Finance Bill.


  9. retirement income expected to fall in 2012

    by Shirley1

    More than £3,000 has been wiped off the value of pension pots in the past four years, according to a new report by Prudential insurance.

    The survey found that individuals retiring this year can expect to receive an average retirement income of £15,500 – £3,100 less than those who retired in 2008.

    Experts have attributed the fall to the recent chaos on the stock market and shrinking annuity rates, which dropped by 8% in 2011.

    Vince Smith-Hughes of the Prudential said: ‘The current economic climate has created the perfect storm for people in the run-up to retirement.

    ‘The impact of the credit crunch, banking crisis, recession, and concerns over the eurozone, has been reflected in the fact that expected retirement income levels have hit a five-year-low.’

    It is thought that one in five pensioners expect to live on £10,000 a year or less. This figure includes the state pension and income from private and company pension schemes.

    Ros Altmann, director general of over-50s group Saga, said: ‘This latest report shows the terrible and permanent damage this temporary boost to the economy has done to pensioners.

    ‘Savers retiring today are being locked into a lower pension for life because of the drop in annuity rates’.


  10. taxpayers warned over fake rebate emails as deadline looms

    January 11, 2012 by Shirley1

    Taxpayers are being urged not to respond to a series of new tax rebate ‘phishing’ emails being sent by fraudsters, ahead of the 31 January Self Assessment Tax Return deadline.

    The emails inform the recipient that they are due a tax rebate, and provide a link to a cloned version of the HM Revenue & Customs (HMRC) website. Here the taxpayer is asked to provide credit card or bank details, which are then used to extract money from the victim’s account.

    HMRC is reiterating the fact that it will only ever inform taxpayers of a tax refund by post, and that legitimate tax rebate forms (P800s) will contain a payment order, rather than requesting credit or debit card details.

    Individuals who receive such an email purporting to be from HMRC are advised to forward it to phishing@hmrc.gsi.gov.uk before deleting it from their systems.

    Meanwhile, taxpayers are reminded that any 2010/11 Tax Returns submitted after the 31 January deadline will be subject to an automatic £100 penalty, whether or not any tax is owed. A series of further penalties will apply to Returns which remain unfiled after this date.

    We can help with all your tax planning needs. Please contact us for further assistance. 


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