It is never too early to plan your estate. If it is large, it could be exposed to inheritance tax at 40%, and if it is small, advance planning can help you ensure that your assets will go to your chosen beneficiaries. Currently only 5% of estates have a liability to IHT. making a will [...]

In order to qualify for tax and national insurance contribution exemptions an ESC scheme must be open to all employees and cover only registered or approved childcare. The scope of exemptions has been considerably extended in the past, with the hope of encouraging more employers to help their employees with their childcare responsibilities. An exemption [...]

The Child Trust Fund (CTF) is a long-term savings and investment account set up by the Government, and is for all children living in the UK born on or after 1 September 2002. The Government has announced that it intends to reduce and then stop government contributions to CTFs. There are three main types of [...]