The information in this fact sheet is necessarily of a general nature, and we strongly recommend that you consult with us before taking any action. individual savings accounts (ISAs) ISAs are available from banks, building societies and a variety of other providers. The maximum annual deposit is £10,200 overall, of which no more than £5,100 [...]

An ISA is a tax-free investment vehicle. When you invest your savings, shares or life insurance, as well as all FSA authorised retail investment schemes and UK Real Estate Investment Trusts into an ISA account, your income and gains from the investments are free from income tax and capital gains tax. However, the value of [...]

The basic idea underpinning the Buy-to-Let sector is to invest in property in the expectation of capital growth, and in the meantime earning rent which can be applied to cover the costs of ownership. Many investors were encouraged by soaring house prices, but it is now clear that prices could not continue upwards at such [...]